miket_68,
I have a standard answer to questions of this type, as having done both feel semi qualified to comment
Option A, CPL(H) only, high risk, chance of employment poor or nil
Option B, CPL(H) + FI rating, higher cost, low risk, lower returns
Option C, CPL(H) + IR, higher cost, high risk, higher returns
IMO, in your particular situation Option B does not cut it, you will not achieve £2000 take home as an FI, you will struggle to get that gross. it is very unpredicatable, one month I earned £3500, another month I got £500, and I think that PPL training is not so busy as it was, (I stand to be corrected on this)
on the other hand CHC pay something like £36k for new co-jos with <500 rising to £53k for a P2 with 3000 hours, but you need an IR, and the risk is way higher of not getting hired.
so how lucky do you feel ?
regards
CF