Thanks for the link xrayalpha - I knew of the WizzGo scheme but could not remember the exact name, remember hearing about it on Radio 4 some time back!
I like your idea of having a "banger" about, and insuring it yourself. Not a bad plan - might throw that in for some thought. Does anyone else's club / field do a similar thing?
Scooter Boy - I once got a "taxi" where the chap came on one of those things and put it in my boot. Drove me home in my car, and then buggered off. Very handy for the morning when the beer has worn off and your car is on the drive!!!
The more feedback the better - thanks folks.