I don't know how it could possibly cost $80k.. I heard that the CPL in Australia takes 250 hours. But at the moment I'm down $25k, a couple hours short of my CPL in Canada which requires 200 hours. So if I were to finish it in 250 hours, some more instrument work on SE so that ME would be easier. Then the switch over to ME: ~20 ME including ME IFR would be another $6000.
So at most it would cost me $45k CND. (A lot less if I were to move to USA and finish it since our dollar is so high)