Crosswind Limits
My aircraft POH says, "a pilot of average skill should be able to safely land in a 15kt crosswind", and a placard inside the aircraft says, "maximum demonstrated crosswind 16kt". Nowhere is the word "limit" used.
Does this mean that it's down to the pilot's judgement? Or would an insurance company drop you like a hot potato if you had an 'incident' during a landing outside the crosswind limit?