Thanks for the pictures Nugs.
3rd bogey, for what it's worth, Nationwide no longer employ extremely low time guys who pay for their rating. I believe the average is closer to 2000 hrs for a new hire (but could be a little out), and all employees are now bonded (four years, 150K, so basically it's a giant rip off for ten sessions in a Fluff sim).
When you examine this closely though, this is for the companies benefit, rather than any kind of high minded moral values. They know that:
(a) when they bond guys, they have a greater financial incentive to stay, and
(b)they want higher time guys because they constantly need Captains to replace those lost due to the extremely high turnover, thus they need to employ higher time guys with ATPs and suitable total time to satisfy insurance requirements for the inevitable rapid command.