Not covered...
Big Geordie, I agree with you, but at least when it comes to your car insurance, you know on beforehand when it is going to expire, so you can renew it or look for an alternative, worst case, stop driving your car...
Here, we aren't covered anymore because of non-payment, but we are still at the risk of losing a licence. Also, the change in payment came so unexpected that probably noone investigated a proper alternative.
Poor show...
MR8