And fortunately people who behave like this(ignoring the RA) are few and far between, although there appear to be three on this thread.
I can't remember advising anyone not to follow a RA, but surely you will prove me wrong? Following an RA you get may well be the best action for you, but as TCAS cannot solve every situation, you cannot be sure, that your action will save your life (and your passengers).
I cannot decide, what kind of action would induce the lowest risk - following an RA, not following an RA or flying without TCAS at all as the basis for my risk evaluation would be episodes. I think the same goes for you as your information basis is still only episodes.