Looking at several of the posters (Farty Flaps excluded) they have absolutely no idea of what it takes to be a pilot - a real pilot. Not a thing on their profile, no life experience to speak of and an arrogant ability to slag other off, when their parents have paid for them all the way though their training.
Whats the problem? You fathers mortgage was too big to allow them to remortgage enough for your own TR?
Well done Mrs Tom for having the guts of your husband, I am grateful enough to say my wife has stood by me, as an FI and no TR.
Children get back to your microsoft stimulator.