Hey, some good points to consider thanks.
Bull - I did take the course at Leeds yeah, but stupidity of living like a student too much meant that I got behind and decided to drop out. Something I regret!
Are you a speme student?
I'm going to try and make a plan of what I need to save for in "x" amount of time and see if that works, anyone used this approach of trying to meet targets by a certain date? Did it work for you?