Hey guys and girls - cheers for the replies, much appreciated.
Well I have my PPL already so Im in the planning stages of where to go next ya see. I was thinking of doing my commercial ground study whilst building hours - getting a night rating perhaps in this time whilst i hit the books.
I'll take on board re: the IMC as you make sense.... I'd hope to be able to get my IR pretty sharpish so it would seem a bit of a "waste" to spend my money on the IMC and go for a IR.