Told you, he just has to have the final say!
Hey Guv, why don't you ask your insurance friends about the level of insurance cover on a transport jet aircraft, when you've got that information perhaps you will understand something about pilot responsibilities which far outstretch those of our managers sitting in offices! After all what is the bottom line? Pilot error? Either the job is easy and overpaid or very very responsible and underpaid...which is it?