Not much help Fly, but I can tell you Medical cover is not like where I'm from ( Oz ).
12 mths is the min you can take out, its relatively cheap, til you start talking clinical ( visit a GP ) and dental oh and maternity.
I got a few quotes on cover that included very minimal dental ( like one visit a year ) and clinic, around 4500-5500HKD.
Thats another little trick when you chose a place to live eg Tung Chung, a visit to the doc with drugs will set you back around 2-300, the same exact thing in Delivery Bay, 6-800, see how it works.
Dentists, same story, a clean and 1 filling by an expat will cost you 600, see a local and take 75% off.
Enjoy
