As stated above... without doubt:
ATCO grades: 4.1% + BUPA
non ATCO grades: 4.1% + 0.25% = 4.35%
And yes, the money will be in pay in January... They've had 2 years warning after all
I'm not surprised they are in a hurry to start talking pay from '09 onwards. High RPI means operating costs are going to be higher that all their current forecasts... So they'll want to do something about that... The old pensions debate will get thrown in too!