Chris,
Have you looked at CTC's wings scheme? Its not quite the same thing as the traditional FTOs like OAT, Cabair etc. They run a set of selection tests and then if all goes well they train you up to MCC/JOC level and deliver you to one of their customer airlines. You then spend the first few years of your career paying back the cost of this training.
Most of the new F/Os at my airline are from CTC. In my batch 9 were CTC, 2 were RAF and 2 were from other airlines. This is what I would have done in your position because the biggest challenge I think most people find is getting that first job. There are quite a few threads on here where people who know more (usually) about it than I discuss the pros and cons.
This rather assumes that your target is the airlines, there is of course much more to commercial aviation than just those.
The other thing I would suggest is to think about the qualifications you are capable of aquiring in the next few years in a larger context than purely being a pilot. It's a wonderful thing to go for but it is vulnerable to things outside our control like losing a medical (getting diabetes puts an end to the show), economic downturns or another 9/11. Always good to have alternative options.
Good luck with it all, reconnaissance is never wasted.
Cheers,
Gareth