Harbour Dweller and Mr Blogs,
Given that this info is being circulated by email, it is entirely possible that neither of you are members.
In that case, I can only assume that you are stirring...
If, however, I am wrong, then why don't you simply trot down to the office and have a look at the breakdown of those expenses?
Apathy is one thing, but sitting in front of your computer asking someone else to do this ON YOUR BEHALF is supreme laziness....