I did it throught the bank, phone a few places and be specific about your undertaking x, y or z course.
Flying can (and often does) come under dangerous pursuits and so will not be covered by many institutions.
Find out, get it in writing, and then pay the fools. These

will use any excuse, not to give you, (or God forbid, you family) the monies you may deserve should the !!!! hit the fan.
Regards
CR