Hi everyone
Can I just ask WWW why he thinks that giving people advice on getting unsecured debt with the full intention of declaring themselves bankrupt is constructive? It is FRAUDULENT, thus ILLEGAL, and can land you in some very, very serious trouble. Do you have the personal experience of doing this WWW or are you going off what other people seem to think is okay? If you have beliefs otherwise, then go and speak to a lawyer about the wisdom of carrying out such an action.
It's a stupid idea, which is why people don't do it.
cf