....loadsheets with MACTOWs of 20.5 and similar, far from what I intended originally.
.....it's ok as long as the a/c is within operational limits.
20.5 is within the so called "green band" on the pedestal, so no problems there. At KLM, our mactows on the fokker 100 range from about 16 to 22 for normal flights, and even go up to about 30 for test flights with no cabin crew, pantry, etc.
Generally, as long as you are within the c of g envelope (and therefore the green band on the pedestal).....no problems.
Do your airlines or handling agents have any particular loading techniques to deal with this, or is it inevitable to operate with low MACs in such circumstances?
Our loading manual states that you load holds 4 & 3 first, and then 2 & 1, so thats what we do, but we do not have the same type of baggage segregation you do