I'll attest to the usefulness of having access to the MBF. The claims paperwork was painless, and nothing was a bother for them. The ladies there took a genuine interest in my welfare and stayed in regular contact throughout my recovery. All in all I was extremely satisfied with their professionalism (and the product).
I received assistance from the MBF for almost 2 years. Without it we would have lost everything.
Kudos to the AFAP for offering a product that otherwise is unavailable, or so obscenely priced that it is unaffordable.