in 2 ways?
EXCUSE ME!
you pay me one way! MONEY!
SO I guess the miner is getting paid 2 ways also so now he knows how to brake rock and so on. When you work for a person either that person trains you and it is because he can not find a person already with that knowledge or hires a one that already knows how.
Are you going to tell me (and I heard this before) that the school is really doing the FI a favor.
And of course the student (you call them punters) are looking for the best value , and they should, and that is the beauty of our society or would you prefere a government regulated rates!