Pointer 41, not sure what your experience is flying outside SA but in Africa things can and do deviate from the norm, yes the law stipulates alot of things that should be done but sometimes crews must make decisions that "bend the rules" slightly in order to get the job done quickly and as safe as possible.
The law also says passengers can be on the a/c while refueling but seat belts must be turned OFF.
Besides have you stuck exactly the ALL the rules that is mentioned in the law.