OK this thread is making me wonder if an old timer is winding us up?
Your grammer is bad which suggest your a numbers guy, you then tell us your not very good and maths and physics. So what are you good at?
Saving up to the £30k for your licence earning £15k pa is going to take some doing, and £30k will be the cheapest schools you can find and passing everything first time and doing your ATPL via distance leaning (teaching yourself). So you might want to budget for £45k+ ... If your wanting to train at OAT as you mentioned then budget more again.
And when you do get the job your wondering if you can stick your iPod on and listen to 'Rolling rolling' by Limp Bizkit?
... Nice to see what my competition will be like come interview time.