..and it is indeed a bit "startling" to say the least. ..here's my "there I was....!"
Departing Helsinki with SAS in an MD something or other in 1994. It was a very cold morning, we'd been de-iced and set off in driving snow and no visibility to speak of. About 20 secs after rotation....big bang. However, before anyone in the cabin had much time to react, pilot was on the PA and explained exactly what the problem was and that was that.
In twenty one years, regularly flying at least once a month, that's the most drama I've ever had...apart, of course, from yesterdays flight back from Newark with VS when they ran out of ice...