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Old 11th Jul 2007, 16:30
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Lock n' Load
 
Join Date: Jul 2002
Location: Three steps from reality
Age: 52
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I can't help you on the specifics of the job, other than to point you at www.monster.ca where you can search by job and location.

On the more general theme of moving to Canada though, there's lots to tell! First of all, visit every province and city you're thinking of and try to get a feel for the place. Some people can't handle the BIG sky of the prairies, which rules out anywhere from Edmonton to Winnipeg. House prices are a hot topic right now, with Alberta soaring. In Edmonton, prices rose 40% in the last year and a decent family home is getting mightly close to $500,000. Winnipeg isn't there yet but the price rises are heading east (Saskatoon and Regina recording double-digit increases) so Manitoba may be a wise move if the trend continues. Vancouver and Toronto have smaller increases but prices were already high to start with. Right now, you can get a bigger house for less money in somewhere like Brampton or Milton, ON (not far from YYZ) than in nice areas of Edmonton or Calgary. In the Maritimes meanwhile, a really nice house can be had for not much more than $200,000.

Climate can be an issue - dry winters on the prairies play havoc with skin more used to wetter weather. Some people prefer -40 on the prairies to -20 in ON or the Maritimes, because it doesn't hit as hard without the humidity. Also in the Prairies, the snow is generally dryer and thinner than in the east, but it sticks around for 5 months a year (maybe 4 months in the east, so still a LOT of the time). Then again, coastal BC has weather that Brits wil find quite familiar. Heating can cost a fortune in Alberta, and a/c can cost a fortune in Ontario. You pays yer money...

I took a pay cut of about 30% when I first moved to Canada, and had a better standard of living than in the UK. Now that house prices are so much higher in some areas of Canada, it's doubtful that would still hold but in general you need less money than in the UK. Cars and gas are cheaper, electronics are generally a bit less, beer is about the same except it's normal to tip which bumps up the price (and really, you don't want to have a cheap limey reputation, so tip 15%!), eating out is way less expensive.

Other useful stuff? Check out the requirements for things like drivers' licenses. In Alberta for instance, you would get a graduated licence with strict rules even with 20 years driving in the UK, and that's AFTER doing a written and practical test. Sign up for a social insurance number and provincial health care as soon as you can. Check out the websites for Telus and Rogers and know what you want in a cell phone package so you can hit the ground running, etc etc.


Useful websites...

www.mls.ca - realtors listings with a useful search function - keep clicking on the map to refine the search rather than ticking the boxes, and ask around for which areas to search in each city.

www.rogers.com - cellphone and tv company

www.telus.ca - cell and landline phones

www.shaw.ca - if you're moving to Alberta like everyone else, Shaw is the default cable tv and internet supplier. Get HDTV! There are also satellite companies.

www.futureshop.ca - you may as well find out how much the fancy LCD HDTV is going to cost, and they also sell cable and satellite boxes.

www.autotrader.ca - you can search by province for used cars, and it also has some new car info. There are also some local sites like www.emdacars.com for Edmonton which has an extensive dealer inventory section. Don't forget that as a new resident, that big truck will cost you a lot to insure! Depending on your UK claims history and how much credence it gets in Canada (not much...), budget anywhere from $2,000 to $4,000 for car insurance in the first year, depending on location.

http://www.ey.com/GLOBAL/content.nsf...ors_-_Overview

That one, you'd better copy and paste! It shows you how much of a tax hit you'll take in each province, as a guide. In general, anyone with a family will have some deductions which will help, and most people I know get a refund cheque every year. You DO have to fill in a tax return every year but you'll know when it's tax time - people at work will stop talking about hockey for 5 minutes. The easiest thing is to use a tax preparation service like H&R Block who'll charge relatively little (and it's a deduction!) and give you an instant refund if one is due. A local accountant may get you a better refund for less cost, but you'll have to wait for Canada Revenue Agency to issue the cheque. Again, you pays yer money... Also note that the provinces set their own sales taxes. Alberta has none, just the federal 6% goods and services tax, while ON has 8% PST, and NS, NF and NB have "harmonised" sales tax (federal and provincial in one hit) of 14%. PEI is worst of all, at 10% PST plus 6% GST, but that's still lower than UK VAT! And at least you know what the tax hit is straight away in Canada.

Talking of tax, don't forget that it won't be quoted on new car prices, etc. New houses have GST added at a reduced rate, so check if it's included in any houses you're looking at. Also, most provinces have a land transfer tax similar to stamp duty.

For anything else, drop me a PM!
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