Thanks Capcon,
Yeah points taken there, but ultimately money is precious now, and the chances are when I come out of uni I'll be going as far as possible (CPL/IR) before jumping into ATPLs, so I'll upgrade it for then.
I don't see logic in spending an extra £1500 now when I won't need to use the extra benefits (adding ratings) for another 4 years. Even if I have to pay £2000 in 4 years to upgrade I'll be ok with that.
I would rather have an extra 20 hours flying round the UK than be able to go across to Europe, bearing in mind I only have a year, I can't afford to want to see the swiss alps/Netherlands etc, even though it would be nice, I need to lave some things for later on
Cheers