phillipas
Every landing involves calculated risk. Aviation is all about risk management. In this instance, the risk of injury was very low, and was just one of the factors taken into account in the decision making process. In this case, over-focussing on covering medical requirements in the unlikely event, may well have undermined the very mitigation of the risk of injury in the first place (ie. less suitable aerodrome).
Gear up landings are not unheard of. When managed properly, and without other complicating factors, they are not usually that dangerous (based on results).