I started my training at 28. Risked just about everything with the knowledge i'd be paying it off for a while. It cost me more than I expected but after 3 years of flying European short haul low cost/charter, I don't regret a thing except not doing it earlier. Like everything it has it's downsides and characters that moan about it, and you'll never get used to a 4am start when it's pi**ing it down outside in January. However, if you had a passion to do it from an early age and more importantly the drive to do it (comments like "I love flying" and a pprune name like "mustflywillfly" suggest you have) it's just something you've got to do. Either that or work in an office 9-5 for the next 33 years
Good luck!