Thank You
Gentlemen,
I am truly humbled that so many of you have taken the time to write such comprehensive responses and am indebted to you for your assistance.
It is not lost upon me that all of the replies are articulate and balanced (and hence, credible) and that you have found the time to post which, broadly at least, must indicate the tempo of your lifestyles - though I would not wish to be dismissive of busy people making considerable effort.
Overall, I have found the advice herein to be exceptionally valuable and I have drawn comfort from a sanity check of my own conclusion. I look forward to working with you!