I have mortgage cover that is a guaranteed fixed premium for the life of the policy (it stops when my mortgage is paid) and it covers me for all in-service risks and doesn't load me for being a heli driver. And it covers me for critical illness too - well worth having.
My wife is a big cheese in the life insurance world and she reckons it's one of the best policies out there if you're after mortgage cover. It's through Tesco of all people and underwritten by Norwich Union, who are one of the biggest. Reasonable priced and good cover. Not sure if it's still available, but worth a try.
I think I have a few PMs that she's written to people in the past which I would be happy to forward if they're relevant.
Last edited by ProfessionalStudent; 13th Jun 2007 at 10:09.
Reason: To point out that as she isn't a FSA registered IFA, she isn't legally able to give advice, but she knows an awful lot more than most IFAs anyway...