The rest aint yours
Sorry Grumble Joe but I was using basic salary only for a reason as that is the only valid comparison, the allowances are there cos no-one would could consider the place at all without them.
You need health care cos they aint got the NHS.
You need the school allowance cos your kids aint cantonese so wouldn't do too well in the local school.
You need the travel fund cos your wife aint hanging around in the heat and smog.
You need accomodation allowance cos its very expensive to rent. Yes you can use it to buy but those are the famous golden handcuffs. Property goes down as well as up in HKG you know.
As sidesteppa intimates you won't be smiling quite so much when you get your tax bill cos you aint gonna like it.