Nice set of figures but a bit “cart before horse”. Buy the Rans, and learn to fly on it (perfectly legal). There are many instructors who will train you on your own machine (check who is available and take one with you before you buy). This will bring the cost down a lot. When I wanted to get checked out on my MCR, I had 5 instructors offering to do it foc, and £10 an hour cash will work in my area.
When you have learned on the aircraft, if you are short of funds, sell 4 shares in her.
Rod1