Thanks very much! I intent to save up for ground school and hour building through work, and already have the money for the PPL saved. I will most probably use the 20-25k off my parents to pay for, as you suggested, the CPL/IR/MCC. Hopefully this way i will have considerably less debt and will not be taking too much of a gamble! However saving this much especially the hour building will be a challenge. The factor im most concerned about is the job opportunities afterwards!!
FS.