It would be interesting to know that of those who say, "fill yer boots and go for it" and those who say, "don't sell your soul to the profiteering operators", how many hours each respective group has and whether they already have work as a commercial pilot.
The perspectives of each group will be very different.
Me? studying for CPL with 135 hours and I'd go for it with proviso of insurance.
Cheers
Whirls