Come on Vorsicht that is a long bow to draw, members of EPC don't have a finacial liability with LIPS, where do you get that from. LIPS is a trust structure, the liability rests with the trust. I agree with you about the handling of large sums of money but suggest anyone who has a concern contact the administrators. Insurance companies have one aim...never make a pay out, they employ many lawyers to find ways to avoid it and AIU are no different.