I'm not yet at the point where pension fund should bother me too much (deep down I know it really should though!)
So herein lies the problem! You are now prepared to undercut those (i.e. yourself in a short while) for whom the pension is of great interest. But what will happen when you do decide that planning for the future is a good idea? Will ryr help you? So you move somewhere else. But sorry, virtually every other company is cutting back on pension benefits. Why? Sorry lads, we have to compete with ryr. Vicious circle with no escape and your attitude only perpetuates it.
For your own sake, look elsewhere.
And a word of warning for those relying on command. If you join now with 200hrs, you will be flying about 700hrs per year. So command time will be at least 4 years. However, in 4 years the deliveries will be slowing, so command time will be lengthening significantly.
Signing on to ryr now means signing on to a long long time as an impoverished FO.