Mate, best thing you could do is get out of NZ. Maun in Botswana (and africa in general) has given many Kiwi's a fast leg up in their careers, so have many northern towns in Oz. In some parts of the world you'll be glad you did your MEIFR when you did.
Do the students a favour and don't go instructing unless you're truly passionate about it. There are a tonne of exciting air transport jobs out there for 200 hr pilots, just not in NZ. Sooner or later you're gonna have to leave the aeroclub, the sooner the better
