Chalk me up to the 'working and flying' route. I completed my PPL at the beginning of this year, having done approx. 1 hour per weekend since the beginning of 2006. I'm lucky to have a decent(ish) job and no kids, but we did live very carefully for most of it!
I'll spend the rest of this year hour building (including a R44 rating and some flying in South Africa), and then take stock of where I am at the beginning of next year. While I have considered non-JAA CPLs, as I'd ultimately like to work North Sea, it seems to make sense to do as much training here as possible. Which is not to say I'll rule out doing the CPL at Bristow Academy or end up emmigrating back to SA in the end!
Good luck!