Originally Posted by Yeller_Gait
Jocky,
To be honest you have already had enough good advice on this thread to be able to make a reasonable decision, perhaps if you are not clever enough to use Excel you are not clever enough to appreciate the advice you have been given.
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Y_G
Thanks for nothing Y_G
.
I had taken on board the pertinent points, however I would like more detail about those points. Personally, I have a lot of responsibilities (family) to consider before I make a decision and so would care for somewhat more detailed advice, especially regarding tax and the levels at which I will be paying it in each circumstance.
Your reply smacks of an arrogance unwarranted in my question. If it was unintended then I apologise, but that's what it feels like. You may note that in my original post I asked for information about an advisor, not advice from members.
I ask again, does anyone have an advisor (ie a professional) that they use or have used who is knowledgeable in the ways of AFPS 05/PA etc?