Seeing as your administrators account is probable setup the way you like it then i would suggest you create another administrators account with a strong password and then chance your current acount to a Limited user account.
This is something a lot of people are unaware of is there is an administrators account hidden and is only accessable in Safe mode, Make sure this account also has a strong password on it as well.
The biggest problem with limited user accounts a lot of programs will not run correctly as they need to have read/write privilages to work properly. which they don't have with a limited user account.
Allen