I have a mate flying for FR and coming to the end of his line training..he's paid 900 quid per month after tax!! 900 quid!! I earn more throwing bags into the back of planes!!!
BUT....he is getting paid to fly a brand new 737-800 (however low it is!!)
I am definitely in the "shouldn't pay for a type rating" group.....but, hand on heart, if I had 20k and was offered a job on the condition I paid for a type rating....i would find it difficult to tell them to "@#&$ off and stick your job". At the end of the day, it's down to the individuals circumstances....and if they want to pay the money then good luck to them