If you want to buy a decent 3 bedroom place for a family my guess is that it would cost around 10 to 12 million ( HKD ) If you fixed your CX rate at $52,000 odd a month you would hardly pay more than interest on the loan and would rely on Capital growth alone to make any money over time?
Did you say "tax breaks"???????????? in Hong Kong??????????? haven't heard of that one.
cheers