Yep, I have pretty much the same problem- I'm finishing off my A Levels and I've decided I can't afford to go to university and FTE/OAT
soo I'm gonna spend a year working flat out to decrease the loan.
I'm rather lucky in this circumstance, because I am south african, I have a bank in s.africa who are willing to give me a loan (my parents do a lot of business with them) and in the UK (where I have been living for the last 10 years) I will try to get an unsecured loan of 25,000££ because I can't secure a loan against my parents property.
It's a pickle, and I really do feel sorry for anybody that is in my situation, yet doesn't have two banks to rely on. It's very sad that the aviation business ask so much of it's students, who else on earth would pay so much just to get a job, they are asking too much off us
But, at the end of the day, it's what we all want to do, so I suppose where there's a will there's a way... Best of luck Shadow!