Yeah I think youd be having a bad day if the Engine disintegrated, and the fragments exited the containment structure around the engine, and you happened to be sitting in just the right place, and you got hit by a piece of shrapnel. Pre-approval tests include a containment test but you could never be sure in every situation I think. Whenever I get a seat next to the turbines (sometimes theres a red line round the engine I always cringe slightly when it's aligned with my vital organs!