The million after 10 years has been achieved by quite a few astute real estate investors. Which actually is not a bad achievment given that for the first 3 years you can save F***all for a deposit, so after 3 years you can start putting a bit away, then if you are lucky to fall into a rampant dubai property market (sorry that's over) or a Rampant WA (****, i think that's finished too). Any way, if you can string a 100k together and are lucky enough to find a decent real estate bubble, a million should be a doddle. Also after 10 years your provident fund should just about buy a reasonable set of wheels to put in the garage.