missed ya reply there Skytoddler, too late I edited :-)
Agree with most of what you say.
I wouldn't for a moment suggest Effee believe any flight school's marketing machine, simply pointing out that for many Singaporean's, its a good way into their national airline. Massey are a bit slicker than some, mostly just because they're bigger, but you'll get a similar line of B.S from any commercial flight school. Which you'll find out when you speak to them all researching your investment!
Surely something has gone horribly wrong if it costs $100k. How much do they charge? Luke probably knows more about that. If thats correct then go to Whakatipu Aeroclub instead, cheaper and you'll have more fun