I am going to spend the next few days with a copy of the eba I can write all over, the EBA info pack and a few bevvies. I encourage everyone to write/type everything they think is good/bad/indifferent about this EBA and send it around to all your friends, and get them to add their 2 cents worth as well. The more education and opinions out there the better. Plus, emailing each other is a more direct form of communication.