...........what FTDK said is worth contemplating to those that want to "risk" VFR on top............it's all about risk, legal or otherwise, flying itself is a risk, but mostly calculated risks, I said 'mostly' calculated, like that old saying if you don't 'have' to ........then simply don't !..............Once upon a time there was no such thing as VFR on top, well as we know it today, you either flew VFR or IFR with all it's afforded protections, some questionable these days tho with 'see & be seen', see & avoid' or whatever ya like to call it applying to both IFR & VFR (where applicable of course) being a mainstay to our survival according to the boffin rule makers. I've heard a few times over the years on the radio from VFR pilots that their not too sure where they are 'cause there's total cloud cover beneath them, play it safe guys & gals, private flying is meant to be based on fun amongst other things, caught in cloud IFR or not can at times be far from that !
Capt Wally:-)