Hello Nick,
Firstly have a look at this thread -
http://www.pprune.org/forums/showthread.php?t=131649 Its very hard to explain in full detail all the routes and options available to you. The best way is to start reading about all the routes then ask questions.
Some key notes to help: Modular is roughly 20k cheaper than Integrated (your 60k figure sounds integrated). If you train in the USA (FAA) you need to convert your license to JAA (European), costs roughly 15k conversion charges and you need to do all the ATPL groundschool here in the UK (6-7 months), 14 exams.
Doing a modular training route - theres nothing stopping you paying as go while holding a job so you limit your exposure to debt via loans.