clairnshane,
Hi,
Put every debt on the form "statement of affairs" DO NOT UNDER ANY CIRCUMSTANCES TRY TO CON THE INSOLVENCY SERVICE !! They will go back through all your bank accounts including loans (Banks, Next , Littlewoods, even approach the DVLA to see how many cars you've owned in the past).
Now if you forget about a debt( If that's possible) and tell the OR later ( say a few weeks) they will just add it on.
However, if you ignore a debt, the creditor can demand immediate payment and then force you to go Bankrupt twice! So your Bankruptcy will last upto 8 years or even longer.
Best advice -put everything down on the form. You'll save yourself a lot of hassle.