Without doubt, what Scroggs says is true and the airlines play on this. However it is not the wannabes with debts that I really worry about, as you would hope that anyone entering this profession is sensible enough to work out repayment plans and the ramifications of having a bank or a finance company breathing down your neck? Bare in mind, I say HOPE!!
It is the people that have access to large sums of capital that does not have to be paid back. There are a lot of these people out there, and while I have nothing personally against them, you would be fool for disregarding the fact that they have the opportunity to accept lower terms and conditions in order to jump into the right hand seat. I accept any backlash that this may bring, however I stand by it as a matter of fact!